One day I will have to go out and make fine art photographs like this on purpose, as this one was made while teaching a DSLR Photography Lesson. I noticed the sailboats' masts reflecting in the water and thought this makes this spot look much more interesting than the other 198 times I have seen and walked by it. I normally do not center the horizon so much in the frame, but for certain reflection shots it works. I left the top of the sky and did not crop right to the top of the masts to let the sky itself have more of a place in the photograph instead of only featuring the boats themselves.
Taking three bracketed shots and using HDR processing allowed for a much more colorful and detailed image than the single exposure photo I took first. I liked the scene, but I recognized that a single exposure may only leave me with a black & white choice for a final image, whereas also taking bracketed shots for HDR gave me an additional option to pick from once I returned home and looked at the photos on my 24" monitor.